Recovering Your Health, And Your Finances, After An Accident Injury
How would your life be impacted if you were severely injured in an automobile accident on your way home from work tonight? Unless you’ve experienced this type of tragedy before, you’ll likely be surprised to find that the physical pain and suffering is just the beginning of a long odyssey towards recovery that’s going to impact just about every part of your life.
Accident injuries happen in a heartbeat, but their effects can linger on for a lifetime. Whether you’ve been seriously injured in the past or not, there’s a good chance that you’d be woefully unprepared for the challenges this type of event serves up. In fact, life after an accident would be tough even if you were in good shape (sadly, this is what your family members will be experiencing).
If you’re hoping to get through to the other side and enjoy your life again, you’re going to have to fight a host of demons that include, but are certainly not limited to, insurance companies; hospitals; employers; creditors and many, many more.
To help you wage this war, here are a few things you’ll want to consider.
Mitigating Financial Damage
As you sit in a hospital bed trying to figure out how to recover your physical health, your financial fortunes are likely going to wither on the vine. That’s because most people have done nowhere near the preparation it would take to navigate their finances while spending a month or two in the hospital. (And few working families can afford to save the six months in expenses that financial experts recommend.)
Your best bet for staying ahead of the creditors and staying current on your monthly bills is to enlist the services of a good personal injury lawyer. An attorney can step in the gap between you and your creditors and help you hang on to your remaining assets.
While no one relishes the idea of filing a personal injury claim against another person or a business, that’s often the only way that you can hope to keep your finances, and credit rating, from tanking during your recovery.
Hanging on to Your Job
One of the biggest worries for someone who is sitting in a hospital bed isn’t the thought of today’s recovery, it’s what they’ll do when they get out. You’d be surprised at how many of these hard working folks wind up losing their jobs and having to start fresh in the job market after their recovery.
Once again, your attorney can be a big help here. After all, few employers like hearing from attorneys and a simple request to keep your job open that’s written on a lawyer’s letterhead can go a long ways towards keeping your position open.
For better or worse, many accident victims find that returning to their old lives simply isn’t possible, even if their recovery allows them to do so in some capacity. For these folks, a large settlement that allows them to build a new life is the only viable option.
In short, life after an accident is tough, but there are a few ways that you can guard yourself against factors that make your situation even worse.